Mini ATM Machine

  Own ATM network in closeup
  Switch interface
  Successfully implemented
  Micro ATMs will be connected to the FI Switch and will allow the targeted beneficiaries to access their accounts at various Micro ATM centres.
  In addition to their own branches, Banks will appoint multiple BCs / PACS to operate as Micro ATM centres. BCs / PACS are individuals or societies who work as bank agents in various geographies.
  Cash Deposit/Withdrawal
  Fund Transfer

  Customers need to carry their Rupay Debit cards to the Micro ATM centres where the agents / correspondents will help / guide them for initiating / completing transactions.
  The card is inserted into the Micro ATM device and transaction is initiated through ATM + PIN.
  For Aadhaar-based transactions, finger print / biometric authentication has to be carried out. After successful authentication from UIDAI, the transactions will be completed and updated to the bank server. A receipt is issued to the beneficiary; also a beep prompt is provided as a third-level authentication.

  Balance Enquiry
  Service Request acceptance
  Aadhaar Seeding
  eKYC based saving account opening
  Bill payment using BBPS
  AEPS (On-us and Off-us Transactions)