Application Policy

By providing us your information or by making use of any VNJ TECHNOLOGY-Finance App (like Customer App, Collection App, Bank To Customer App, MIS Chairman App, etc) Services provided by the VNJ TECHNOLOGY app platforms, you hereby consent to the collection, storage, processing, disclosure and/or transfer of any or all of your personal information (as defined below), Sensitive Personal Information (as defined below) and Non-Personal Information (as defined below) by VNJ TECHNOLOGY App Entities, as specified under this Privacy Policy.

Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our Website/Application to make your experience safer and easier. More importantly, while doing so we collect personal information from you that we consider necessary for achieving this purpose.

Any information that relates to You, which, either directly or indirectly, in combination with other information available is capable of identifying You as a person. Your personal information shall include but not limited to the following:

1) Your name, parent's name, address, telephone number, e-mail address, OTP messages, Aadhaar card Number, PAN Card Number related to VNJ TECHNOLOGY All apps and other demographic
2) Your date of birth, gender and marital status.
3) Your `Approximate Location' for security reason.
4) In Some app access your `External Storage and Camera' by taking your permission to give facility of upload documents easily.
5) Collect your personal information like your `Contact List' which is relevant and absolutely necessary for providing the services requested by you and to continually improve the Vsmarthub Platform. This `Contact List' collect with your runtime permission.
6) Our apps get your android device id for the security reason due to this your login credentials is not use by another android device without your permission
We have provided multiple levels of security to safeguard your App by `Login/Logout' option and Application UserPin feature that can be enabled by you. We have preventive controls implemented to ensure you use VNJ TECHNOLOGY all App on your device and same login cannot be used on different device without any additional authentication/OTP. Please do not share your app login, password and OTP details with anybody. Our Privacy Policy is subject to change at any time without notice and the same shall be updated and available on its website at vnjindia.com from time-to-time. Though every effort would be made to keep you informed of the changes, if any, to the policy, you are kindly advised to review the policy periodically. Any changes to the policy will become effective upon posting of the revised policy on the Internet, accessible through VNJ TECHNOLOGY app platform.
This privacy policy is applicable to all users of VNJ TECHNOLOGY all app platforms, website users, and products related to VNJ TECHNOLOGY .